What are the consequences of vivo wallet not being expired?

1.vivo wallet institution will upload your overdue records to credit information. Overdue records of 3 months will generate bad credit information, affecting subsequent mortgage and car loan applications.

2. During the period of overdue payment of vivo wallet, high interest and late payment fees are generated. The interest is calculated from the date of consumption and 5/10,000 of the amount of the arrears are collected every day.

3. In addition, if vivo wallet is overdue for more than 3 months, it may be sued by the institution. After prosecution, whether you bear the debts of vivo wallet institutions, you have to pay the litigation costs yourself. If not, it will be included in the list of untrustworthy people, restricting high consumption and travel.

Before prosecution, it is recommended that everyone deal with the overdue debt of vivo wallet as soon as possible, otherwise the consequences will be relatively serious.

How do vivo wallet overdue institutions negotiate repayment?

First of all, you cannot avoid the overdue debt problem of vivo wallet. If you owe not much money, you can borrow it from relatives and friends and find a way to repay it. If it is overdue, you still have to answer the collection call for vivo wallet. If you do not answer for a long time, you will contact the emergency contact person.

What are the benefits of negotiating repayment with vivo wallet agency?

1. You can extend the repayment cycle of the current debt, and only need to pay back a part of the debt every month, and there is no interest in installments, the less debt the debt is paid, and the pressure is much lower.

2. Stop collecting debts, no longer collecting debts from yourself and your contacts, and resume normal life.

3. Will not be sued. As long as you repay the loan on time every month, you will not be sued.

How should vivo wallet be negotiated after it expires?

First, take the initiative to contact the vivo wallet negotiation department to express your difficulties, express your willingness to repay, and want to repay, but I do encounter difficulties. I hope that the vivo wallet institution can repay the installment. The vivo wallet institution will provide installment policies and sign a repayment agreement based on personal circumstances. After completion, you only need to repay on time.